Umbrella Insurance in Gahanna OH
Extra Protection for Life’s “What Ifs”
It’s designed to help safeguard your assets, savings, and future against large claims that go beyond standard auto or home coverage. Our team helps you understand whether umbrella coverage makes sense for your situation — and how much protection is right for you.
Before a claim ever happens, we work with you to identify potential exposure. If a major claim occurs, our team stays involved to help ensure coverage responds properly and nothing is overlooked. Afterward, we go the extra mile by reviewing limits and protections so you feel confident your financial picture is secure.
IDEAL FOR:
Homeowners
Families
High-net-worth individuals
Business owners
Call or text 614-475-0036 today to be connected with one of our knowledgable staff members
Who needs an umbrella policy?
A personal umbrella policy is an insurance policy with high liability limits designed to provide protection over other insurance policies like a homeowners and personal auto. A personal umbrella policy can provide coverage in excess of other policies limits, and in some cases if coverage is excluded on other policies the umbrella will drop down to cover the loss.
You own a home
You have children
You own a dog or other animals
You have playground equipment
You own a motorcycle
You own a car
You own a recreational vehicle
You own a snowmobile
You own a boat or jet ski
You have significant assets
You own a swimming pool
You provide alcohol to guests
CLAIMS EXAMPLES:
Example A
A policyholder was driving their boat. An occupant on the boat was standing on the front of boat while it was moving. The occupant fell in the water and sustained injuries as a result. The occupant has sued for limits above the watercraft liability policy.
Example B
A policyholder’s friend was working on the policyholder’s roof while trimming trees and fell to the ground. He was severely injured. The friend sued to cover the sustained injuries and lost wages as a result of this accident.
Example C
The policyholder’s son was operating an ATV while two friends were riding on the back. While going down a dirt trail too fast they hit a stump and crashed. The friends were severely injured and sued the policyholder for limits above the recreational vehicle liability limit.